For people struggling with poverty due to unemployment

General Support Funds is a system that offers loans to those in need until you rebuild your life.

What is General Fund?

The household whose income has dropped or a family member of which lost his/her job affected by COVID-19, and living in a hardship.

It is also applicable for those with reduced income due to COVID-19 even if you still have job.

Requirements for foreign residents

Requirements differ from one local government to another. Please check it out what is necessary in your own city. In Tokyo, for example, you need to meet both requirements 1 and 2 to receive it.

  1. The person falls under A or B.
  2. A. Under the following statuses of residence

    Permanent Resident, Spouse or Child of Japanese National, Spouse or Child of Permanent Resident, Long Term Resident, Spouse or Child of Long Term Resident, etc.

    B. Special Permanent Resident

  3. The person has lived at his/her current address for more than 6 months and is supposed to live in Japan permanently.

Loan Detail

  • 200,000 yen per month
  • 2 people or more in your household

  • 150,000 yen per month
  • Single

  • How Long I can borrow?
  • Within 3 months in principle

  • Grace Period
  • Not exceeding 1 year

  • Term of Repayment
  • Not exceeding 10 years

  • Measures are taken to exempt repayment on exceptional cases below.
    1. Those exempt from municipal-tax whose income does not stop dropping when the repayment starts;
    2. Those living on welfare, those handicapped, single mothers/fathers and widows with an annual gross income of about 2,040,000 yen (net income in the previous calendar year of less than 1,250,000 yen)
  • Guarantor
  • No interest & No guarantor required

    Please be noted that it is required to receive continuous supports from Hello Work, social welfare coucil or NPO.

    Contact with toll free:0120-46-1999

    start from 11 April

    Service hours: 9:00 am to 21:00 pm

    Go backSmall Loan for single Mams/Dads